ქართ | Eng

ISSN 2449-2396 (Print) | E ISSN 2449-2612 (Online)

JEL Classifications: G31, G24, G28


https://doi.org/10.35945/gb.2021.11.007



DETERMINANT FACTORS INFLUENCE BANK RISK-TAKING: EVIDENCE FROM COMMERCIAL BANK OF GEORGIA

Author: Metin Mercan | Published: 2021-07-15 | Pages: 59 - 65

Full Text

For Citation: Mercan, M., (2021). Determinant Factors Influence Bank Risk-Taking: Evidence from Commercial Bank of Georgia. Globalization and Business, 11:59-65. https://doi.org/10.35945/gb.2021.11.007

Abstract

This article investigates the link between commercial bank risk-taking and various factors. I use a panel data model to look at bank-specific and macroeconomic factors in order to evaluate bank risk-taking using sample evidence from Georgian commercial banks. The time span chosen, 2006-2014, considers the impact of the country’s persistent financial and economic difficulties. I look at capitalization, efficiency, capital structure, size, profitability, non-deposit financing, economic growth, revenue diversification, industry concentration, interest rates, inflation, and as variables that influence bank risk.


Keywords

Bank Risk, Commercial Bank, Non-performing Loans, Z-score and ROA


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